Is Long-Term Care Insurance Right for You?

As medicine has advanced over the past several decades, lifespans have happily increased, and people are living longer, healthier lives well into retirement. However, one downside as people age further and further is the need for skilled, long-term care. Long-term care is extremely expensive – in some cases, it may cost more than $10,000 a month for a senior citizen in a nursing home. Long-term care insurance was created to help defray the costs of long-term care, but there are many things to consider before buying this type of insurance.

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Encino Trust Lawyer: Everything You Need to Know About Estate Planning for Blended Families

Here is a situation that happens all too often to seniors and boomers who decide to remarry late in life:

Following their wedding, a couple who each have their own children and grandchildren do not create an estate plan. When the first spouse dies – in this case, let’s say the husband – any community property he has with his wife will pass directly to her.  Or, in the event of separate property, it’s split 50/50 if there is one child, or if there is more than one child, one third will go to the new wife and two thirds to the kids.

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Encino Estate Attorney: What You Need to Know About Guardianship Laws in California

Guardianship cases involving minor children can be complicated and expensive, especially if you do not have proper help or advice. Each guardianship case goes through the court system, but the process can be made smoother with proper planning. Below is the information you need to know about guardianship laws in California.

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